Chief Technology Officer
Ralph has extensive experience in the domain of financial services technology with core expertise in the design, development and delivery of new B2B and C2B digital products. These projects have ranged from Ultra High Frequency Equity, FX and other capital market trading through to mission critical retail banking services. With a Bachelor of Information Technology from the Queensland University of Technology and a Masters in Banking at the University of London in progress, Ralph enjoys bringing business strategy to life through the use of technology.
Ralph lead the Raidiam engagement at the UK's Open Banking Implementation Entity where, in addition to being accountable for several technology work streams, he was responsible for the design of the trust framework and services that underpin and support the UK's financial services industry data driven revolution. He is an advocate and active promoter of the benefits that "Open Everything" brings both directly to consumers and indirectly to national economies.
Ralph is an internationally recognised Open Banking Technical Standards and Trust Framework SME, and is the author of the globally-adopted UK Open Banking Security Profile, and represents Raidiam on numerous consumer, fintech and security advocacy and standards development bodies.